Oh how I love to teach people how and when to use credit cards! If you are willing to listen, I want to teach you that it is possible to live without credit card debt. I know it’s hard to believe, but I promise it’s true.
In our Life 101 lesson, I teach some life-changing lessons about credit cards, debit cards, and credit card debt. In this lesson students learn how to avoid credit card debt and have life-long takeaways guaranteed! https://www.life101.com.
My goal for focusing on this topic is for you to live free from the devastating ramifications of misusing credit cards. As you know, using credit cards and ending up in a lot of debt can happen very quickly.
Unfortunately, we live in a world that encourages and motivates you to use credit cards. You are lead to believe that credit cards are the answer any time you want to buy something that you actually can’t afford.
No one is focused on helping you value the difference between wants and needs. Do you understand how a 26.7% interest rate works? Do you understand why making minimum payments creates a financial trap that increases your balance very quickly?
Credit cards are a blessing when it comes to building your credit, and they give you peace of mind with regard to emergencies. Truly learning about credit cards and credit card debt is critically important no matter how old you are. Ready to Change Your Life?